Cycle Investment

Token consumption, development time and squad efficiency for ECP Digital Bank (PF). EST = estimate based on proportion with ECP Emps (real data).

Total Development Time EST

~1h 15min
Agent Execution (pure)
Estimated sum of ~20 agent durations

~2h 15min

Lead Time without HITL

Agents + orchestration + explore + docs

~2h 45min

Lead Time with HITL

Includes ~30min human review (12 HITLs)

Breakdown: Without HITL (~2h 15min)

Agents (pure compute)~1h 15min

Explore / Research~20min

Orchestration + file ops + docs~25min

HTML doc generation~15min

Breakdown: HITL (~30min)

HITL #1 (Phase 01 review)~8min

HITLs #2–#6 (Discovery review)~8min

HITLs #7–#10 (Delivery review)~9min

HITLs #11–#12 (Operations + fixes)~5min

Total Token Consumption EST

~920,000

Total Tokens

~220

Tool Uses

~20

Agents Executed

141

Available Skills

Note on estimates: Token and time values are proportional estimates based on real data from ECP Emps (777,862 tokens / 1h02min pure / 187 tools). Scale factor used: 1.18x (proportional to 9,616 LoC / 100 files vs 8,257 LoC / 80 files for Emps). Structural data (files, endpoints, tests, HITLs) are real.

Consumption by Phase EST

Setup / Explore

15%

~138K 15% ~18min

01 — Strategic

18%

~166K 18% ~13min

02 — Discovery

35%

~322K 35% ~25min

03 — Delivery

24%

~221K 24% ~23min

04 — Operations

~73K 8% ~11min

Distribution by Agent EST

~920K

TOTAL TOKENS

Product Manager (4 sub)18%
Product Owner (3 sub)10%
Product Designer (3 sub)17%
PM+Designer+PO Trio5%
Software Architect (4 sub)6%
Backend Developer (4 sub)8%
Frontend Developer (4 sub)12%
Operations (6 sub)8%
Explore / Research14%
Orchestration / Overhead2%

Generated Artifacts REAL

100

Code files

9,616

Lines of code

API Endpoints

HITLs approved

Product Delivery (Phase 03)

Backend modules10

Frontend pages10

UI components9

SQLite tables9

Indexes12

SQL migrations4

Test cases (Vitest)29

Architectural ADRs7

Product Discovery (Phase 02)

Opportunities mapped15

Insights synthesized7

Hypotheses generated10

Prototypes (low-fi + high-fi)2

Prototyped screens17

Epics3

Features14

BDD User Stories25

Quality (QA Report)

Quality Gates10/10 PASS

Business Rules covered10/10

Design System compliance100%

GMUD Risk Score6/30 (LOW)

Findings (low/info)5

Operations (Phase 04)

CI/CD jobs (GitHub Actions)6

Dashboard KPIs12

SLOs defined4

Documentation pages5

HITL decisions12/12 APPROVED

Efficiency Metrics

Tokens per Artifact EST

Tokens / code file~9,200

Tokens / API endpoint~34,074

Tokens / line of code~96

Tokens / test case~31,724

Tokens / HITL~76,667

Comparison with Human Team

AI squad time (with HITL)~2h 45min

Human team estimate (5 devs)~6–8 sprints

Acceleration factor~100x

Token cost (est. Opus 4.6)~US$ 18

Human team cost (est.)~R$ 120K+

Cross-reference: BCP

230

BCP Total

Features

15.3

Avg BCP

23.9

BCP / 1K LoC