Cycle Investment

Token consumption, time and squad efficiency for ECP Pay (payment gateway). EST = proportional estimate REAL = verified from artifacts.

Total Development Time EST

~55min
Agent Execution (pure)
Estimated sum of ~18 agent durations

~1h 40min

Lead Time without HITL

Agents + orchestration + explore + docs

~2h 05min

Lead Time with HITL

Includes ~25min human review (~11 HITLs)

Total Token Consumption EST

~710,000

Total Tokens

~170

Tool Uses

~18

Agents Executed

141

Available Skills

Note on estimates: Scale factor 0.91x vs ECP Emps (proportional to 6,763 LoC / 76 files / 17 features vs 8,257 LoC / 80 files / 15 features). ECP Pay is the most compact product in the ecosystem, but with the highest complexity density per LoC (37.9 BCP/1K LoC) — each line carries more rules due to the Provider Factory pattern and dual-mode operation.

Consumption by Phase EST

Setup / Explore

14%

~99K 14% ~13min

01 — Strategic

18%

~128K 18% ~10min

02 — Discovery

34%

~241K 34% ~18min

03 — Delivery

25%

~178K 25% ~18min

04 — Operations

~64K 9% ~9min

Distribution by Agent EST

~710K

TOTAL TOKENS

Product Manager (4 sub)18%
Product Owner (2 sub)9%
Product Designer (3 sub)16%
Trio PM+Designer+PO5%
Software Architect7%
Backend Developer9%
Frontend Developer10%
AI Engineer10%
Ops + QA10%
Explore / Overhead6%

Generated Artifacts REAL

Files created

6,763

Lines of code

API Endpoints

~11

HITLs approved

Product Delivery (Phase 03)

API modules (payment)7

Admin modules6

Providers implemented2 (Internal + Asaas)

Admin frontend pages8

UI Components11 (7 base + 4 new)

SQLite tables10

Indexes16

Architectural ADRs6

Product Discovery (Phase 02)

Opportunities mapped15

Solution hypotheses7

User Stories24

Epics2

Key Results (KRs)5

WSJF top priorities5

Business rules defined19

Feature flags configured3

Differential: Dual-Mode Operation REAL

Provider Factory patternYes (interface + factory)

Internal ModeQR mock + auto-approve + rules

External Mode (Asaas)Real API + real webhooks

Hot-swap via feature flagYes (no restart)

Card vault (tokenization)Cross-app, last4 only

Callback retry (backoff)30s / 2min / 10min

Registered apps (seed)3 (bank + emps + food)

Seed transactions20 (7 pix + 8 card + 5 boleto)

Operations (Phase 04)

Frontend build (Vite)PASS (5.44s)

TypeScript checkPASS (0 errors)

Bundle size (JS gzip)173.90 KB

Bundle size (CSS gzip)4.97 KB

SLOs defined3

DORA metrics tracked4

A/B tests planned3

Agents involved9 distinct roles

Efficiency Metrics

Tokens per Artifact EST

Tokens / file created~9,221

Tokens / API endpoint~29,583

Tokens / line of code~105

Tokens / business rule~37,368

Tokens / HITL~64,545

Comparison with Human Team

AI squad time (with HITL)~2h 05min

Human team estimate (3-4 devs)~5-7 sprints

Acceleration factor~90x

Token cost (est. Opus 4.6)~US$ 14

Human team cost (est.)~R$ 90K+

Cross-reference: BCP

256

Total BCP

Features

15.1

Average BCP

37.9

BCP / 1K LoC